LEGAL AND INFORMATION

Terms of Use

Effective date: October 27, 2026

Operator and scope

Jose Cuerda Sanchez, doing business as Next Generation Consulting Solutions (“NGCS”), operates www.ngcspr.com. These Terms address use of this informational website. Questions: jcuerda@ngcspr.com. Mailing address: 117 Calle Flamboyan, Urb Hacienda Mi Querido Viejo, Dorado, PR 00646.

Visiting this website or contacting us does not create a consulting relationship. Services begin only under a written agreement accepted by NGCS and the client. That agreement defines scope, fees, responsibilities, confidentiality, deliverables and service commitments, and controls over conflicting website statements concerning those services.

Permitted use

You may use this website for lawful personal or internal business reference. You must not disrupt its operation, introduce malicious code, attempt unauthorized access, impersonate others or submit information you lack authority to provide. Nothing on this website authorizes security testing of NGCS or third-party systems.

Intellectual property

Unless otherwise identified, website materials are owned by NGCS or its licensors. You may view and print reasonable extracts for reference, preserving applicable notices. Other reproduction, distribution or commercial exploitation requires permission unless permitted by law or an applicable license. Third-party names and marks belong to their owners; references do not themselves imply sponsorship or endorsement.

Information and links

Website content provides general information and does not replace professional advice tailored to your circumstances. Content and service descriptions may change. Third-party websites and products are subject to their own terms and practices; assess their suitability before relying on them. Personal-information practices are described in our Privacy Policy.

Availability and warranties

To the extent permitted by law, this informational website is provided “as is” and “as available,” without warranties of accuracy, completeness, uninterrupted operation or fitness for a particular purpose. This provision does not replace commitments in a signed services agreement or exclude protections that cannot lawfully be excluded.

Website-related liability

To the extent permitted by applicable law, NGCS is not liable for indirect or consequential losses arising solely from use of, or inability to use, this informational website. Nothing excludes or limits liability that cannot lawfully be excluded or limited, including liability for deliberate bad-faith nonperformance. This provision does not set a liability cap or replace the allocation of responsibility in a consulting agreement.

Applicable law

Puerto Rico law governs these Terms, subject to mandatory protections under other applicable laws. These Terms do not restrict complaints to regulators or the exercise of nonwaivable rights.

Changes and other provisions

Revisions apply prospectively from their stated effective date, with additional notice or agreement where required by law. If a provision is unenforceable, the remainder continues to the extent permitted by law.

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